Real estate appraisal services for homeowners in the city of Jeremiah and Letcher County

See the top reasons Kentucky homeowners order from A & J Appraisers:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
Remove PMI to reduce your mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Letcher county or Kentucky by determining the true market value of the real estate in question


	Own a house in or near Jeremiah, Kentucky and need help deciding the price of it? Contact A & J Appraisers.

We at A & J Appraisers understand the individual needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenging Letcher County's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's declining. That only means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from A & J Appraisers is your chief weapon when contesting your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping folks just like you get rid of unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. A & J Appraisers can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? A & J Appraisers can help you with that. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.